Happy
Mumbai
About Happy
Happy is India’s fastest growing digital lending platform offering small & short-term business loans to micro businesses in India using alternate data. It believes that "one-size-doesn't fit all" and has innovated in the product design to suit the requirements of the micro-enterprise - Some of the most creative products are - Weekend loans & 90-day loans. The model is dependent on state-of-the-art technology build with Artificial intelligence and machine learning. The risk is based on alternate data and over 50% of the borrowers have absolutely no record with the credit bureau. The entire focus of the business is on the user-experience enabling smart solutions like automated repayment, loan on-tap and so on. The company has partnered with multiple merchant aggregators (POS vendors, BC network, E-commerce platforms & more) to enable their merchants with instant loans.
Company Facts
- Operating status: Active
- Company type: For Profit
- IPO status: Private
- Employees: 11 – 50
- Estimated revenue: $1K – $10K
- Total funding: $18.0M
- Last round: Debt Financing (May 2020)
- Website: happyness.net
- Phone: [email protected]
Industries & Categories
Artificial Intelligence (AI), Finance, Financial Services, FinTech
Social Profiles
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