PayJoy
San Francisco
About PayJoy
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached over 10 million of customers in emerging markets around the globe, including Mexico, Brazil, Colombia, Ecuador, Panama, Peru, and South Africa, and is solidly profitable and growing.
Company Facts
- Operating status: Active
- Company type: For Profit
- IPO status: Private
- Employees: 1,001 – 5,000
- Estimated revenue: $100K – $500K
- Total funding: $585.6M
- Funding stage: Late Stage Venture
- Last round: Debt Financing (Dec 2025)
- Website: payjoy.com
- Phone: 408-455-6781
Industries & Categories
Credit, Emerging Markets, Financial Services, FinTech, Mobile
Social Profiles
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