Upstart
San Mateo · Founded 2012
About Upstart
Upstart is a lending platform that leverages artificial intelligence and machine learning to price credit and automates the borrowing process. The company's proprietary underwriting model identifies borrowers despite limited credit and employment history by using variables including schools attended, area of study, and work experience. Upstart powered banks can offer higher approval rates and experience lower loss rates*, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Upstart was founded in 2012 and headquartered in San Mateo, California and Columbus, Ohio.
Company Facts
- Founded: 2012
- Operating status: Active
- Company type: For Profit
- IPO status: Public
- Employees: 1,001 – 5,000
- Estimated revenue: $500K – $1M
- Total funding: $3.4B
- Funding stage: IPO
- Last round: Post-IPO Debt (Nov 2025)
- Ticker: nasdaq:UPST
- Website: https://upstart.com/about
- Phone: +1 650-204-1000
Industries & Categories
Artificial Intelligence (AI), Automotive, Consumer Lending, Credit, Financial Services
Social Profiles
Canonical: https://fsome.com/organization/upstart-4026 · For the full interactive profile (charts, investors, team, acquisitions, press), please enable JavaScript.